In 2026, the FHA loan limit in Lima county, Livingston, NY, is $472,030 for a single-family home. For two units, it's $604,400, for three units, $730,525, and for properties with four units, $907,900.
The maximum loan amount for conventional loans on a single-family residence is $726,200. For two-unit homes, it's $929,850; for three units, $1,123,900; and for four-unit buildings, it's $1,396,800.
Use our FHA calculator to explore today’s best FHA rates and determine the required downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Analyze options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
Lendersa® gathers extensive data from thousands of lenders, quickly matching it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lima county of Livingston, NY, provides a detailed look at maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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