In 2026, the FHA loan limits in Lloyd county of Ulster, NY are $472,030 for a single-family residence, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The maximum loan amount for conventional loans stands at $726,200 for single-family homes, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to uncover today's superior FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation to qualify.
With the Lendersa® calculator, evaluate FHA rates and terms alongside a variety of other loan programs' rates and terms. Review and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® aggregates data from thousands of lenders, swiftly aligning it with your individual financial profile and needs.
For 2026 in Lloyd county, Ulster, NY, the Loan Limits Comparison Table provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Examine qualification criteria like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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