In 2026, FHA loan limits in New-Paltz, within Ulster county, NY, are set at $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three-units, and $685,400 for four-units.
For conventional loans, the maximum amounts are $548,250 for single-family residences, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for quadplexes.
To see today's best FHA rates and calculate the required downpayment, income, credit, reserves, and documentation needed to qualify, use our FHA calculator.
The Lendersa® calculator allows for comparison of FHA rates and terms with those from other loan options. Consider different loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money alongside FHA terms.
Lendersa® gathers extensive loan program data from numerous lenders, quickly aligning it with your financial profile and specific needs.
Check the Loan Limits Comparison Table for 2026 in New-Paltz, Ulster, NY, reviewing maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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