In the year 2026, the FHA loan limits for Highland county of Ulster, NY are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the highest loan amount for a single-family residence is set at $726,200. This figure rises to $929,850 for two-unit homes, $1,123,900 for three-unit dwellings, and reaches $1,396,800 for four-unit properties.
Our FHA calculator is a powerful tool for checking today’s favorable FHA rates and determining essential downpayment, income, credit, reserves, and documentation needs for qualification.
The Lendersa® calculator provides the capability to compare FHA rates and terms with those of a variety of other loan types. Dive into comparisons across Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® efficiently compiles and analyzes data from thousands of lenders, allowing for customized comparisons that are tailored to your specific financial profile.
The Loan Limits Comparison Table for 2026 in Highland county within Ulster, NY, permits an evaluation of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough understanding of qualification requirements like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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