For 2025, the FHA loan limits in Syracuse county, Onondaga, NY, are set as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
The maximum amount available for conventional loans on a single-family residence is $726,200. For two units, it is $929,850, for three units, $1,123,900, and for four units, it goes up to $1,396,800.
Utilize our FHA calculator to review today’s best FHA rates and determine what downpayment, income, credit, reserves, and documents are required for qualification.
The Lendersa® calculator equips you to compare rates and terms of FHA loans with those of other programs. Evaluate and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® collects data from thousands of lenders and quickly matches it to your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Syracuse county, Onondaga, NY provides a detailed comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
