For 2026, the FHA loan cap for a single-family home in Nassau county, Malverne, NY is set at $1,089,300. Meanwhile, two-unit homes have a limit of $1,394,775, three-units at $1,685,850, and four-units at $2,095,200.
On the other hand, the ceiling for conventional loans on a single-family house is $1,089,300. For two-unit properties, the limit is $1,394,775, three-unit at $1,685,850, and four-unit at $2,095,200.
Our FHA calculator can help you ascertain today’s best FHA rates and understand the required down payment, income, credit, reserves, and documents for loan qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with those of other loan types. Delve into the options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® offers swift comparisons by pulling data from numerous lenders and aligning it with your distinct financial situation and requirements.
In 2026, see a comparative table of loan limits in Nassau County, Malverne, NY across different categories such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualifications like income, credit, and reserves.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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