In 2026, the FHA loan limits within Nassau county, located in North-Valley-Stream, NY, are structured as follows: $822,375 for a single-family home, $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for four-unit homes.
For conventional loans, the highest loan amounts are set at $822,375 for a single-family home, progressing to $1,053,000 for two-unit structures, $1,272,750 for three-unit buildings, and $1,581,750 for four-unit dwellings.
To explore today's ideal FHA rates, try our FHA calculator. It also assists in assessing the necessary downpayment, verifying your income, checking credit scores, managing reserves, and gathering essential documentation for qualification.
Use the Lendersa® calculator to juxtapose FHA rates and terms with those offered by other financial products. Consider options such as Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and hard money loans.
Lendersa® streams information collected from a multitude of lenders, rapidly aligning this data with your exceptional financial profile and needs.
For the period of 2026, access the Loan Limits Comparison Table in North-Valley-Stream, from Nassau county, NY. This table includes comparisons for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans, focusing on their respective maximum limits. Furthermore, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) assists in matching qualification prerequisites, such as required income, available reserves, and credit standings.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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