In 2025, FHA loan limits for Valley-Stream county in Nassau, NY are $822,375 for a single-family home, $1,053,000 for 2 units, $1,272,750 for 3 units, and $1,581,750 for 4 units.
For conventional loans, the maximum allowable amount for a single-family residence is $822,375. For 2-unit homes, it is $1,053,000, for 3-unit properties, $1,272,750, and for 4-units, it's $1,581,750.
Check our FHA calculator for today’s leading FHA rates and determine the necessary downpayment, income, credit requirements, reserves, and documents for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms against various other loan programs. Examine and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans alongside FHA.
Lendersa® gathers loan data from thousands of lenders, quickly matching it with your financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Valley-Stream county, Nassau, NY compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for checking qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
