For 2025, the FHA loan limits in Mount-Hope county, part of Orange, NY, are defined as follows: $356,500 for a single-family home, $456,350 if you're looking at properties with two units, $551,650 for those comprising three units, and $685,550 for homes with four units.
The maximum loan amounts for conventional loans for a single-family house are provided as $726,525, rising to $930,300 for properties with two units, $1,124,475 for those with three units, and finally $1,397,400 for four-unit buildings.
Leverage our FHA calculator to explore today's most competitive FHA rates and evaluate the essentials for qualification, such as downpayment, income, necessary credit scores, reserves, and required documentation.
The Lendersa® calculator empowers you to compare FHA rates and terms along with those from various other loan programs. Explore options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.
Lendersa® efficiently compiles data from thousands of lenders, quickly aligning these details with your unique financial profile and needs for a tailored comparison.
The Loan Limits Comparison Table for 2025 in Mount-Hope county of Orange, NY, provides a comprehensive look at maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To ascertain qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,220 | $581,220 | $581,220 | $581,220 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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