In 2026, the FHA loan limits for Otisville county in Orange, NY, are $472,030 for a single-family home. For two-unit dwellings, the limit is $604,400, for three units it's $730,525, and for four-unit buildings, it is $907,900.
The maximum allowable amount for conventional loans on a single-family residence is $726,525. For two-unit homes, it is $930,300; for those with three units, the maximum is $1,124,475; and for four units, the limit reaches $1,397,400.
Use our FHA calculator to check today’s best FHA rates and determine the necessary downpayment, income, credit score, reserves, and documents required for qualification.
With Lendersa® calculator, you can compare FHA rates and terms with those of all other loan programs. Evaluate and explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® gathers extensive loan program data from thousands of lenders and quickly matches it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Otisville county of Orange, NY provides an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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