In 2026, the FHA loan limits in Middleburgh county of Schoharie, NY, are $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit residences, and $907,900 for four-unit homes.
The maximum amount for conventional loans on a single-family residence is $726,200. For two-unit homes, it stands at $929,850, for three-unit dwellings it's $1,123,900, and for four-unit properties, the maximum is $1,396,800.
Use our FHA calculator to view today’s leading FHA rates and discover the downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows for the comparison of FHA rates and terms with those from other loan programs. Investigate options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA equivalents.
Lendersa® swiftly sources loan program data from thousands of lenders and compares it against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Middleburgh, county of Schoharie, NY, provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria such as income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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