In 2026, within the county of Orange, Port-Jervis, NY, the FHA loan limits are $356,500 for a single-family home, $456,350 for two-unit homes, $551,650 for three-unit properties, and $685,550 for four-unit buildings.
Maximum amounts for conventional loans are set at $726,525 for a single-family residence, increasing to $930,300 for two-units, $1,124,475 for three-units, and $1,397,400 for four-units.
Utilize our FHA calculator to find today's top FHA rates and calculate the necessary downpayment, assess income, check credit standings, manage reserves, and gather needed documents for qualification.
The Lendersa® calculator allows for comparison of FHA rates and terms against a multitude of other loan programs. Explore offerings such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® compiles extensive data from thousands of lenders, using this information to compare against your unique financial profile and needs efficiently.
The Loan Limits Comparison Table for 2026 in Port-Jervis, Orange, NY, outlines maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,220 | $581,220 | $581,220 | $581,220 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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