For 2026, the FHA loan limits in New-City county of Rockland, NY include $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
In comparison, the maximum conventional loan amount for a single-family residence is $822,375. For two-unit homes, it's $1,053,000, for three units, $1,272,750, and $1,581,750 for four units.
To find today's best FHA rates and necessary qualifications like downpayment and credit, try our FHA calculator.
With Lendersa® calculator, you can compare FHA rates against Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® quickly matches loan data from numerous lenders to your financial profile.
In 2026, the Loan Limits Chart for New-City, county of Rockland, NY shows maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and Hard Money loans. For further details like income and reserves, use Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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