For 2026, the FHA loan limit in Pomona, part of Rockland, NY, is $1,089,300 for single-family homes. Limits increase to $1,394,775 for two-unit homes, $1,685,850 for three units, and $2,095,200 for properties with four units.
Conventional loan maximums are $1,089,300 for a single-family home, $1,394,775 for two-unit properties, $1,685,850 for three units, and $2,095,200 for four-unit homes.
Use our FHA calculator to access the best FHA rates available today and evaluate necessary downpayments, income levels, credit scores, reserves, and documentation needed for qualification.
Using the Lendersa® calculator, you can compare FHA loan terms and rates with those of other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly compiles data from numerous lenders and compares it against your financial profile, offering tailored loan options.
The Loan Limits Comparison for 2026 in Rockland, including Pomona, NY, compares the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loans. Utilize the Lendersa® SLIQ™ to review requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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