In the year 2026, the FHA loan limits in Montebello county, part of Rockland, NY, are set at $1,089,300 for a single-family house, $1,394,775 for two-unit dwellings, $1,685,850 for properties with three units, and $2,095,200 for those with four units.
For conventional loans, the maximum available amount on a single-family home is $1,089,300. This amount rises to $1,394,775 for duplex properties, extends further to $1,685,850 for triplexes, and reaches $2,095,200 for quadruplexes.
Our FHA calculator is a useful tool that allows you to determine the most favorable FHA rates available today. It helps calculate necessary downpayment, income requirements, credit score, reserve funds, and documentation prerequisites for qualification.
The Lendersa® calculator offers powerful insights by enabling a comparison of FHA rates and terms against the array of other loan programs available. Dive deeply into the features and nuances of various loan types including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA options.
Leveraging information from an extensive network of lenders, Lendersa® swiftly analyzes program data, allowing for a tailored comparison that aligns with your unique financial circumstances and requirements.
For the current year, the Loan Limits Comparison Table in Montebello county, Rockland, NY enables examination of maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To perform a detailed comparison on qualification requirements, such as income, reserves, and credit scores, utilize the advanced capabilities of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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