During 2026, the FHA loan limit in the county of Suffern, Rockland, NY has been established at $1,089,300 for a single-family dwelling. It is $1,394,775 for 2-units, $1,685,850 for 3-units, and reaches $2,095,200 for 4-units.
Conventional loans have a maximum amount of $1,089,300 for single-family houses. For 2-units, the ceiling is $1,394,775, for 3-units it's set at $1,685,850, and for 4-units, it climbs to $2,095,200.
Utilize our FHA calculator to view today's best FHA rates and figure out the necessary downpayment, credit score, income, reserves, and required documentation for eligibility.
With the Lendersa® calculator, thoroughly compare the rates and conditions of FHA loans with all other available loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Leveraging data from thousands of lenders, Lendersa® evaluates loan programs quickly, tailored to align with your unique financial profile and individual needs.
Explore the Loan Limits Comparison Table for 2026 in Suffern county, Rockland, NY - assessing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For a detailed look into qualification criteria such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available for use.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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