For 2026, the FHA loan limits in Sands-Point county of Nassau, NY include: $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
As for conventional loans, the maximum amount available for a single-family property is $822,375. This extends to $1,053,000 for two-unit buildings, $1,272,750 for three-unit homes, and $1,581,750 for structures with four units.
Our FHA calculator can help you discover today’s leading FHA rates and calculate your needed downpayment, assess income, check credit requirements, manage reserves, and gather documentations necessary for qualification.
The Lendersa® calculator provides a way to compare FHA rates and loan terms with those of other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
By accessing loan program data from thousands of sources, Lendersa® delivers rapid comparisons aligned with your unique financial profile and specific needs.
Refer to the Loan Limits Comparison Table for 2026 in Sands-Point county of Nassau, NY. This comparison involves FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualifications like income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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