For 2026, the FHA loan limits applicable in the county of Nassau, situated in Port-Washington-North, NY, are as follows: $822,375 for a single-family dwelling, $1,053,000 for two-unit properties, $1,272,750 for three-unit structures, and $1,581,750 for homes featuring four units.
When it comes to conventional loan limits, a single-family residence has a maximum of $822,375. In contrast, a property with two units can secure up to $1,053,000, while properties with three units may reach up to $1,272,750. Finally, a four-unit home can be financed up to $1,581,750.
Select our FHA calculator for comprehensive insights into today's leading FHA rates and to accurately define your down payment requirements. Additionally, the calculator assists you in evaluating the necessary income, credit, reserve funds, and requisite documents essential for qualification.
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The Lendersa® calculator is specifically designed to facilitate direct comparisons between the rates and terms of FHA loans and a wide array of other loan programs. Such programs include Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM loans, and hard money loans, all in juxtaposition with FHA offerings.
Lendersa® efficiently aggregates comprehensive loan program data originating from a vast network of thousands of lenders, swiftly aligning it with your individual financial profile and requirements to offer tailored loan options suitable for your needs.
The Loan Limits Comparison Table for 2026 in Port-Washington-North, situated in the county of Nassau, NY, provides a detailed comparison of maximum loan amounts. This table includes programs like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans, offering a broad spectrum of financial flexibility. To thoroughly compare qualification criteria such as income levels, required reserves, and credit stipulations, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) proves to be an invaluable resource in navigating these parameters.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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