For the year 2026, the FHA loan limit in Port-Washington county, Nassau, NY is as follows: $822,375 for single-family homes, $1,053,000 for two-unit residences, $1,272,750 for three-unit properties, and $1,581,750 for buildings with four units.
The upper limit for conventional loans stands at $822,375 on single-family homes, increasing to $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for four-unit constructions.
Use our FHA calculator to access today's top FHA rates and figure out the necessary downpayment, income levels, credit status, reserves, and documents required for qualification.
The Lendersa® calculator facilitates comparison of FHA rates and terms against those of various other loan offerings. Consider investigating Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® quickly compiles extensive loan information from a multitude of lenders, providing rapid comparisons aligned to your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Port-Washington county, Nassau, NY compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to contrast qualification stipulations such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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