For the year 2025, the FHA loan limit in Port-Washington county, Nassau, NY is as follows: $822,375 for single-family homes, $1,053,000 for two-unit residences, $1,272,750 for three-unit properties, and $1,581,750 for buildings with four units.
The upper limit for conventional loans stands at $822,375 on single-family homes, increasing to $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for four-unit constructions.
Use our FHA calculator to access today's top FHA rates and figure out the necessary downpayment, income levels, credit status, reserves, and documents required for qualification.
The Lendersa® calculator facilitates comparison of FHA rates and terms against those of various other loan offerings. Consider investigating Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® quickly compiles extensive loan information from a multitude of lenders, providing rapid comparisons aligned to your personal financial profile and needs.
The Loan Limits Comparison Table for 2025 in Port-Washington county, Nassau, NY compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to contrast qualification stipulations such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
