FHA Loan Max Loan amount for Triangle, Broome County, NY in 2026

For 2026, the FHA loan limits in Triangle county, within Broome, NY are set at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for establishments with four units.

The highest loan capacity for conventional loans on a single-family house is $726,200, followed by $929,850 for two-unit dwellings, $1,123,900 for three units, and $1,396,800 for buildings with four units.

Utilize our FHA calculator to access top FHA rates available today and identify the required downpayment, income, credit, reserves, and documentation needed for qualification.

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Evaluate your loan choices in Triangle, NY

The Lendersa® calculator makes it possible to compare the rates and terms of FHA against various other loan programs. Examine the options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, with FHA included.

Lendersa® collects loan program information from numerous lenders and swiftly matches it against your individual financial situation and requirements.

See the Loan Limits Comparison Table for 2026 in Triangle county, Broome, NY to compare the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, apply Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Triangle county of Broome, NY

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Ownit LLC
  • 180 East Main Street, Suite 206, Smithtown, NY, 11787
  • Lends in New York
  • Ownit's mission is to serve the needs of borrowers throughout New York State by providing great rates and excellent service. As a full service brokerage offering expertise in every area of mortgage lending from purchase to refinance to commercial lending. We have access to a full range of mortgage sources and are dedicated to finding the right loan

  • BEST RATE CAPITAL INC
  • 975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
  • Lends in New York
  • BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.

  • AAFC Group LLC
  • 3430 Sunset Avenue, Suite 17, Ocean, NJ, 07712
  • Lends in New York
  • We are committed to offering only the highest quality professional service to our mortgage customers, realtors and associates. We’ll help you navigate the mortgage loan process, answering your questions and offering our advice along the way. Our customers are always treated with the utmost respect, courtesy and professionalism.

  • QuikFund, Inc
  • 59 Dogwood Road, Wethersfield, CT, 06109
  • Lends in New York
  • QuikFund, Inc is a Mortgage Lender headquartered in Garden City, NY. We are just a train ride from New York City. Our Licensed Loan Officers will complete your Pre Approval Letter in less than 1 hour. We will help you find the best Refinance or Purchase mortgage with rates below the national Average.

  • South Shore Mortgage
  • 325 E. Sunrise Hwy, Lindenhurst, NY, 11757
  • Lends in New York
  • The South Shore Mortgage Team is your premier mortgage team located in Lindenhurst, New York. South Shore Mortgage offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lindenhurst area.Established in 1987.

  • Lighthouse Mortgage Corporation
  • 527 Townline Road, Suite 305, Hauppauge, NY, 11788
  • Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.

  • Island Federal Credit Union
  • 120 Motor Parkway, Hauppauge, NY, 11788
  • Lends in New York
  • Island Federal Credit Union, headquartered in Hauppauge, N.Y., is a not-for-profit, full-service financial institution, providing affordable banking products and services to Long Islanders. Founded in 1955, Island has grown to be among the top-performing credit unions in New York State with over $1 billion in assets, serving more than 45, 000

  • Evolution Mortgage Inc
  • 140 Adams Avenue, Suite A5, Hauppauge, NY, 11788
  • Lends in New York
  • Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.

  • Coltrain Funding Group LLC
  • 140 Fell Court, Suite 101, Hauppauge, NY, 11788
  • Lends in New York
  • Coltrain Funding Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Home Reliance Capital
  • 145 Marcus Blvd Suite 4, Hauppauge, NY, 11788
  • Lends in New York
  • Our mortgage rates have consistently been some of the most competitive in New York, if not the lowest. Our success is based upon our strong level of commitment to our clients. We take the time to get to know you through personal attention and communication.We remember that we work for YOU, not the other way around.