During 2025, the FHA loan limit in Tupper-Lake county of Franklin, NY is $356,362 for a single-family home. For two-unit properties, the limit is $456,275, for three units, it is $551,500, and for four units, it reaches $685,400.
The maximum amount for conventional loans on a single-family home is $548,250. Two-unit residences have a cap of $702,000, three-unit homes can borrow up to $848,500, and four-unit buildings have a limit of $1,054,500.
Our FHA calculator can help you find today's best FHA rates and determine the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator provides comparisons between FHA rates and terms and those of other loan programs. You can explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® efficiently gathers data from thousands of lenders, quickly aligning it with your personal financial situation.
The Loan Limits Comparison Table for 2025 in Tupper-Lake, Franklin, NY compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans for maximum amounts. For comparing qualification standards like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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