For 2026, FHA loan limits in Warwick county, part of Orange, NY, are as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The conventional loan maximum for a single-family residence is $726,525, rising to $930,300 for two units, $1,124,475 for three units, and $1,397,400 for four-unit properties.
Our FHA calculator helps you find today’s best FHA rates and assess qualifications like downpayment, income, credit score, reserves, and necessary documents.
The Lendersa® calculator allows for a comparison of FHA rates and terms with other loan types: Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Gathering data from an extensive network of lenders, Lendersa® quickly aligns these options with your financial profile.
Loan Limits Comparison Table for 2026 in Warwick county of Orange, NY, shows maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Evaluate qualifications, including income, reserves, and credit, using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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