In the year 2026, the FHA loan limits for Greenwood-Lake county, which is in Orange, NY, are set at $356,500 for a single-family home, $456,350 for two units, $551,650 for three units, and $685,550 for four units.
Maximum loan amounts for conventional loans on a single-family home reach $726,525. For two units, it caps at $930,300. For three units, the maximum is $1,124,475, and for four units, it's $1,397,400.
Use our FHA calculator to access today’s best FHA rates and determine the necessary downpayment, as well as income, credit, reserves, and documents required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan data from thousands of lenders, quickly matching it to your unique financial profile and needs for the best options.
In Greenwood-Lake, county of Orange, NY, see the Loan Limits Comparison Table for 2026 to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an understanding of qualification factors like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,220 | $581,220 | $581,220 | $581,220 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Greenwood-Lake FHA Lenders |
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