In 2026, the FHA loan limits in Ramapo county, Rockland, NY are set at $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three-unit residences, and $2,095,200 for four-unit properties.
The maximum borrowing amounts for conventional loans on a single-family residence are $1,089,300. For homes with two units, the limit is $1,394,775, for three units it's $1,685,850, and for four-unit structures, it reaches $2,095,200.
Use our FHA calculator to find today’s optimal FHA rates, calculating needed down payment, income levels, credit, reserves, and documents required for qualification. Begin your journey today.
The Lendersa® calculator helps compare FHA rates and terms with other loan programs. Examine Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Utilizing data from thousands of lenders, Lendersa® delivers prompt comparisons based on your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Ramapo county of Rockland, NY, provides detailed comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to explore qualification standards, including income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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