As of 2026, the FHA loan limits in Athens, part of Athens County, OH, are set at $472,030 for a single-family home. The limits increase to $604,400 for two units, $730,525 for three units, and $907,900 for four-unit dwellings.
For conventional loans, the highest permitted amounts are $726,200 for a single-family residence, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to view today's most favorable FHA rates. Assess your required down payment, income, credit, reserves, and necessary documents for qualifying.
The Lendersa® tool allows you to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Comprehensive comparisons are available.
Lendersa® swiftly collects loan data from thousands of lenders to match your unique financial profile and needs efficiently.
The Loan Limits Comparison Table for 2026 in Athens, located in Athens, OH, showcases comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For comparing qualification needs like income and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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