2026 FHA (Government Loans) Limits for Nelsonville, Athens County, Ohio

For 2026, the FHA loan limits in Nelsonville, within Athens, OH, are set at $472,030 for a single-family home. Two-unit buildings have a limit of $604,400, three-units set at $730,525, and four units at $907,900.

The maximum for conventional loans on single-family homes is $726,200, with two-unit properties capped at $929,850, three units at $1,123,900, and four units at $1,396,800.

Use our FHA calculator to find today’s top FHA rates and calculate the required down payment, income, credit, reserves, and necessary documents for qualification.

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Utilize the Loan Limits Comparison Table for 2026 in Nelsonville, within Athens, OH, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification requirements like income, reserves, and credit scores, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Nelsonville county of Athens, OH

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Nelsonville FHA Lenders

  • Vinton County National Bank - VCNB
  • 112 West Main St., Mc Arthur, OH, 45651
  • Lends in Ohio
  • At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.

  • Hopewell Federal Credit Union
  • 501 Hopewell Dr, Heath, OH, 43056
  • Lends in Ohio
  • Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.

  • Concorde Mortgage
  • 536 Main Street, Zanesville, OH, 43701
  • Lends in Ohio
  • Concorde Mortgage is a residential lender that makes a commitment to meet and exceed our customers’ expectations. Our primary customers are Realtors and buyers. Concorde Mortgage was established as an Ohio corporation in 1985. The principle office is at 536 Main St. in Zanesville, Ohio.

  • Direction Mortgage
  • 649 Lancaster Pike, Suite 100, Circleville, OH, 43113
  • Lends in Ohio
  • Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan

  • Chivaho Federal Credit Union
  • 190 North Bridge Street, Chillicothe, OH, 45601
  • Lends in Ohio
  • The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each

  • Homeland Credit Union
  • PO Box 1974, Chillicothe, OH, 45601
  • Lends in Ohio
  • Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.

  • First Service Federal Credit Union
  • 100 Main St, Groveport, OH, 43125
  • Lends in Ohio
  • "First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase
    Low Fixed Rates
    Variable Rates
    Conventional Mortgages
    FHA • VA
    First Time Buyers
    Refinance
    Cash Out"

  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Lends in Ohio
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies

  • Community Savings
  • 425 Main Street, Caldwell, OH, 43724
  • Lends in Ohio
  • Community Savings is a community-oriented financial institution that provides customized loan and deposit services for personal and small business needs. Keeping technology at the forefront, Community Savings has never been more accessible than now. Community Savings is committed to reinvesting funds locally.

  • Polaris Home Funding Corp
  • 224 E Broadway, Unit E, Granville, OH, 43023
  • Lends in Ohio
  • As a Professional Mortgage Advisor, We will help you achieve the results you desire. Together, you and we will define your needs and formulate a plan for achieving your financial objectives. We pledge that we will work hard to find you the perfect loan to meet your financial goals, and we won’t quit until the job is to your satisfaction.