2025 FHA Loan Limits for The-Plains, Athens County, Ohio

In 2025, the FHA loan limits for The-Plains county, within Athens, OH, are set as $356,362 for a single-family home, $456,275 for properties with 2 units, $551,500 for 3-units, and $685,400 for those with 4 units.

The maximum available for conventional loans on a single-family residence is $548,250. For 2-units, it's $702,000, for 3-units $848,500, and for 4-unit homes $1,054,500.

Utilize our FHA calculator to discover today’s best FHA rates and evaluate necessary down payments, income, credit, reserves, and documentation required for loan qualification.

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Examine Loan Choices in The-Plains, OH

With the Lendersa® calculator, compare FHA rates and terms against those from other loan programs. Explore and assess options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® aggregates comprehensive data from thousands of lenders, efficiently comparing it to your specific financial profile and needs.

The Loan Limits Comparison Table for 2025 in The-Plains county, located within Athens, OH, facilitates comparison of maximum loan sizes across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification standards such as income, reserves, and credit.

Loan limits The-Plains county of Athens, OH

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Cincinnati Federal
  • 6581 Harrison Ave, Cincinnati, OH, 45247
  • "At Cincinnati Federal has the answers. We have the experience and knowledge to help you choose the best home financing option that is right for you. We have mortgage consultants in your area to help you on your path to home ownership. Our mortgage consultants work side-by-side with you to evaluate your financing options"
  • Option Financial, LLC
  • 6551 Harrison Ave, Cincinnati, OH, 45247
  • Option Financial is a Cincinnati based mortgage company providing home loans in Ohio, Indiana and Kentucky since 2005. Our mortgage professionals have dozens of years of combined experience in the real estate and mortgage industry with the talent for delivering positive results. We pride ourselves in offering the highest level of customer service.
  • Family Home Finance, LLC
  • 5752 Cheviot Rd, Cincinnati, OH, 45247
  • Family Home Finance is committed to offering only the highest quality professional service to our clients, realtors and associates. Over the years we have built a reputation of offering honest, ethical and thorough service to our clients. Our customers are always treated with respect, courtesy and professionalism throughout the loan process.
  • Summit Home Lending, LLC
  • 72 N. Main Street, Suite 310, Hudson, OH, 44236
  • "We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs. MISSION Help consumers get access to the best mortgage, with transparency and professionalism VISION Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"
  • The Old Fort Banking Company
  • 33 E Market St, Tiffin, OH, 44883
  • At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances
  • Transformation Home Loans LLC
  • 333 Jade Blvd, Streetsboro, OH, 44241
  • CJ Simpson is the President of Transformation Home Loans, LLC. As a mortgage broker, Transformation Home Loans will help you find a mortgage with both great rates and service, with one point of contact, clear communication and a streamlined process.broker, Transformation Home Loans will help you find a mortgage with both
  • Northeast Bancorp of America Inc
  • 11925 Pearl Road, Suite 301, Strongsville, OH, 44136
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Cleveland Mortgage Corporation
  • 16000 Pearl Rd, Suite 214, Strongsville, OH, 44136
  • At Cleveland Mortgage Corporation, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
  • People First Financial
  • 1315 Boardman-Canfield Rd, Youngstown, OH, 44512
  • At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.
  • First Equity Mortgage Group LLC
  • 860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
  • First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional
  • Firelands Federal Credit Union
  • 300 North Street, Bellevue, OH, 44811
  • Firelands Federal Credit Union had its humble beginnings at the railroad in 1955, when seven Nickel Plate employees joined together to form a financial savings club. Each of them put in $5-$10 and they applied for a charter from the federal government. Chartered in 1957, Firelands Federal Credit Union presently serves over 35,000 members.