In the year 2026, FHA loan limits in Hamilton, specifically Covedale, OH, are as follows: $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Concerning conventional loans, the maximum loan amount for a single-family home is $726,200, followed by $929,850 for two-unit dwellings, $1,123,900 for three-unit dwellings, and $1,396,800 for four-unit dwellings.
With our FHA calculator, you can access the best available FHA rates today and assess the necessary down payment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator allows for a comprehensive comparison of FHA rates and terms across all other loan programs. Delve into and juxtapose FHA, Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers and analyzes data from thousands of lending sources, aligning it with your unique financial profile and needs.
Explore the Loan Limits Comparison Table for 2026 in Covedale, Hamilton, OH to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For evaluating qualification criteria like income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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