In 2026, the FHA loan limits for Fairfield county, Butler, OH, are set at $472,030 for single-family homes. For properties with two units, the limit is $604,400, for three-unit buildings, it's $730,525, and for four-unit residences, it reaches $907,900.
The maximum amounts for conventional loans on a single-family home peak at $726,200. For duplexes, the cap is $929,850, while three-unit houses have a limit of $1,123,900, and four-unit properties can go up to $1,396,800.
Our FHA calculator helps identify today's best FHA rates and evaluate necessary downpayments, income verification, credit scores, reserves, and document requirements to qualify.
The Lendersa® calculator facilitates comparing FHA rates and terms with other financing avenues, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By leveraging data from thousands of lenders, Lendersa® efficiently matches loan programs to your financial needs and profile.
Consult the Loan Limits Comparison Table for 2026 in Fairfield, located in Butler county, OH. This comparison includes maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available for assessing qualification criteria, including income, reserves, and credit assessments.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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