In 2025, the FHA loan limits for Hamilton, situated in Butler county, OH, stand at $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit buildings, and $907,900 for properties with four units.
The maximum conventional loan amounts are $726,200 for a single-family house, with $929,850 allowed for two units, $1,123,900 for three, and $1,396,800 for four-unit properties.
To access today's leading FHA rates and determine the necessary downpayment, income qualifications, credit score, reserve requirements, and documents for eligibility, use our FHA calculator.
The Lendersa® calculator enables comparisons of FHA rates and terms against other available loan programs, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Aggregating data from thousands of lenders, Lendersa® swiftly aligns the best loan offerings to meet your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Hamilton, Butler county, OH examines maximum loan limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess criteria such as income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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