For 2026, the FHA loan limits in Ross county within Butler, OH stand at $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3 units, and $907,900 for 4 units.
Conventional loan caps for single-family residences reach $726,200, with a maximum of $929,850 for 2-unit properties, $1,123,900 for 3-unit properties, and up to $1,396,800 for 4-unit properties.
To determine the most advantageous current FHA rates and required qualifications such as down payment, income, credit, and reserves, use our FHA calculator.
The Lendersa® calculator is designed to compare FHA rates and conditions to all other lending programs. Engage with different loan types like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® aggregates data from thousands of lenders to promptly assess how alternatives align with your unique financial profile and needs.
Review the Loan Limits Comparison Table for 2026 in Ross, part of Butler county, OH to assess the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money mortgages. To evaluate qualification standards such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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