In 2026, FHA loan limits in Huber-Heights, Montgomery county, OH, are $356,362 for a single-family home, $456,275 for two units, $551,500 for three-unit residences, and $685,400 for four-unit properties.
The maximum amount for conventional loans on a single-family residence is $548,250, rising to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to check today's best FHA rates and to assess the needed downpayment, income qualification, credit score, reserves, and documents for eligibility.
The Lendersa® calculator lets you compare FHA rates and terms with those of other financing options, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Data sourced by Lendersa® from thousands of lenders is rapidly aligned with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Huber-Heights, Montgomery county, OH, provides insight into max loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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