FHA Loan Max Loan amount for Vandalia, Montgomery County, OH in 2025

In 2025, FHA loan limits in Vandalia county of Montgomery, OH are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The maximum conventional loan amounts are $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to find today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents needed for qualification.

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The Lendersa® calculator helps you compare FHA rates and terms with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2025 in Vandalia county of Montgomery, OH displays maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit qualifications.

Loan limits Vandalia county of Montgomery, OH

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Franklin Financial Group Inc
  • 755 Maidstone Court, Cincinnati, OH, 45230
  • Franklin Financial Group, Inc. is a mortgage brokerage located in Anderson Township, a suburb of Cincinnati, Ohio. We have been operating and originating mortgages in Ohio, Kentucky and Florida since 1999. To date, we have originated over $289 Million Dollars in mortgages We operate under the highest standards of honesty, integrity and fairness.
  • Sharefax Credit Union
  • 604 Ivy Gateway, Cincinnati, OH, 45245
  • Sharefax was founded by Ford Motor Company employees of Cincinnati, Ohio in 1960. Named in honor of the Sharonville Ford plant and the Fairfax (no longer in operation) Ford plant, Sharefax was born! As the years have passed, we have grown to serve over 32, 000 members from twelve counties.
  • Cincinnati Ohio Credit Union
  • 959 W 8th Street, Cincinnati, OH, 45203
  • Cincinnati Ohio Police Federal Credit Union is a not-for-profit, full-service financial institution serving Police Officers, Firefighters, Public School and Government employees. COPFCU was started on June 27, 1935 during the Great Depression to serve Cincinnati Police Officers and their families.
  • Pioneer Mortgage Services, LLC
  • 238 W Main St, Plain City, OH, 43064
  • Pioneer Mortgage was founded in 2005 on two main principles, customer satisfaction and excellent customer service. Since then we have made every business decision based off these principles. These principles along with the experience we have gained through one of the biggest financial meltdowns in American history.
  • Warsaw Federal Savings and Loan
  • 3533 Warsaw Ave., Cincinnati, OH, 45205
  • Warsaw Federal's story began in 1893, when three Cincinnatians saw the need for financial services in the booming neighborhood of Price Hill. Franklin Walters, John Weber and Edward Doctor began the savings and loan company to serve that need. Warsaw Federal remains a friendly neighborhood institution.
  • AmeriGO Home Lending
  • 912 Grand Ave, Unit A, Cincinnati, OH, 45205
  • AmeriGO Home Lending is a personalized mortgage company dedicated to keeping you informed and educated throughout the home loan process. Let our highly experienced team utilize our many lending partners to find the best fit for you.Amerigo Home Lending Llc was founded in 2011, and is located at 6460 Harrison Ave Ste 101 in Cincinnati.
  • Rolph Mortgage LLC
  • 4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255
  • The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.
  • 1st Monarch Mortgage
  • 1000 N Maple St, Marysville, OH, 43040
  • 1st Monarch Mortgage specializes as a full service residential mortgage broker. At 1st Monarch Mortgage, we'll approve your mortgage on only one condition: it's the right one for you. Because we believe that securing the right mortgage should be easy & convenient, we will spend the time with you to make sure your needs & concerns are addressed.
  • Kentucky Federal
  • 1050 Scott St, Covington, KY, 41011
  • "Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4. In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."
  • Credit Union of Ohio
  • 5500 Britton Pkwy, Hilliard, OH, 43026
  • At Credit Union of Ohio is to improve our members' standards of living and better their lifestyles." That's a unique mission statement for a financial institution. Some strive to be the preferred financial provider for their members or customers. That's nice, but it only addresses success from their side of the equation.
  • Central Ohio Mortgage
  • 2057 Stringtown Rd, Grove City, OH, 43123
  • At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
  • The Justus Sharp Team of NFM Lending
  • 4084 Gantz Rd, Grove City, OH, 43123
  • Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio