During 2026, the FHA loan limits for Loveland county, located in Hamilton, OH, are established at $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for homes with three units, and $907,900 for four-unit residences.
The maximum permissible amount for conventional loans on a single-family home is $726,200. For homes with two units, it is set at $929,850, while for three units it's $1,123,900, and for properties with four units it tops out at $1,396,800.
Our FHA calculator can guide you to today's top FHA rates, helping you determine necessary downpayment, income, credit scores, available reserves, and required documentation to qualify.
The Lendersa® calculator provides a way to compare FHA rates and terms side by side with those from other loan programs. You can explore and contrast a variety of options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in relation to FHA offerings.
Lendersa® aggregates loan data from numerous lenders, swiftly aligning it to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Loveland county, which is part of Hamilton, OH, gives a detailed look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review requirements such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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