In 2026, the FHA loan limits in Portsmouth, Scioto county, OH, are $472,030 for single-family homes, $604,400 for two-unit homes, $730,525 for properties with three units, and $907,900 for those with four units.
For conventional loans, the maximum is $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to explore today’s optimal FHA rates and determine the necessary downpayment, income verification, credit assessment, reserves, and compliance documents needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles extensive loan data from a wide range of lenders, providing analyses fast and accurately based on your unique financial profile.
Our Loan Limits Comparison Table for 2026 in Portsmouth, Scioto county, OH, provides a comprehensive look at maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess standards regarding income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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