For 2026, in Jackson county, located within Jackson, OH, the FHA loan limits are set at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for homes with three units, and $907,900 for four-unit residences.
The maximum loan amount available for conventional loans on a single-family residence is $726,200. For two units, the cap is $929,850, for three-unit residences, it is $1,123,900, and for four-unit properties, it reaches $1,396,800.
Make use of our FHA calculator to uncover today’s top FHA rates and identify the required downpayment, income level, credit standing, reserves, and documentation for qualification.
The Lendersa® calculator lets you evaluate FHA rates and terms in comparison with all other loan program offerings. Investigate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® collects comprehensive loan data from thousands of lenders, quickly aligning it with your specific financial profile and needs.
In the year 2026, the Loan Limits Comparison Table for Jackson county, part of Jackson, OH, offers a detailed comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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