In 2026, the FHA loan limit in Wheelersburg, located in Scioto, OH, is set at $472,030 for a single-family home. The limit for two-unit properties is $604,400, for three units it is $730,525, and for four-unit properties, it is $907,900.
For conventional loans, the maximum loan amount for a single-family home is $726,200, with limits of $929,850 for two-unit residences, $1,123,900 for three units, and $1,396,800 for properties with four units.
Use our FHA calculator to view today’s best FHA rates and calculate the necessary down payment, income, credit requirements, reserves, and documentation needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with all other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects comprehensive data from numerous lenders and quickly aligns it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Wheelersburg, within Scioto, OH, allows comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For more detailed comparison of qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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