2025 FHA (Government Loans) Limits for Jones, Oklahoma County, Oklahoma

As determined for 2025, the FHA loan limits within Jones county of Oklahoma, OK are established as $472,030 for single-family residences, scaling upward to $604,400 for duplexes, $730,525 for triplexes, and $907,900 for properties with four units.

The conventional loan amounts have a cap of $726,200 for single-home purchases, adjust to $929,850 for two-unit properties, extend to $1,123,900 for three-unit homes, and $1,396,800 for four-unit buildings.

Check today’s FHA rates and assess the downpayment, income, credit requirements, reserves, and documents needed with our FHA calculator. It provides a comprehensive view to help you qualify.

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Review Your Loan Alternatives in Jones, OK

The Lendersa® calculator allows comparisons of FHA loans against other lending options. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a comprehensive way to assess and explore what’s available for you.

Lendersa® aggregates and analyzes extensive loan data from thousands of lending entities, tailoring it swiftly to match your personal financial profile and specifications.

The Loan Limits Comparison Table for 2025 provides insight into the maximum loan amounts across various options in Jones county of Oklahoma, OK: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.

Loan limits Jones county of Oklahoma, OK

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Great Plains National Bank
  • 120 West Jones, Hollis, OK, 73550
  • Great Plains National Bank is a full-service community Bank with branches in Oklahoma and Texas, offering personal Banking solutions designed to meet your financial needs including checking, savings, loan and mortgage services. To exceed our customers’ expectations by delivering superior customer service that will lead Great Plains National Bank.
  • Mid America Mortgage, Inc
  • 105 S Main St, El Dorado, KS, 67042
  • Mid America Mortgage, Inc., Addison, Texas, is a multi-state, full-service mortgage lender serving consumers and mortgage originators through its retail, wholesale and correspondent channels. In operation since 1940, Mid America has thrived by retaining its entrepreneurial spirit and leading the market.
  • Members Mortgage Services, LLC
  • 200 East 1st Avenue, Hutchinson, KS, 67501
  • Members Mortgage Services connects Credit Unions and their members with competitive mortgage loan products.MMS is owned by a cooperative group of Credit Unions.Together, we are committed to helping our partners & their members with all their home lending needs.Once a home loan is closed, Members Mortgage Services’ support team is easily accessible.
  • Thorn Home Loans
  • 4645 Wyndham Ln, Suite 130, Frisco, TX, 75034
  • Pam Thorn connect people with their dream of home ownership, whether first-time buyers, move-up buyers or those wanting to refinance. By reviewing goals and discussing options up front, I can provide loan programs that meet needs and enhance long-term wealth. Pam Thorn is a concierge lender, available outside of "banker hours".
  • Virtuous Mortgage Lending, LLC
  • 6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Service First Mortgage
  • 6800 Weiskopf Avenue, McKinney, TX, 75070
  • Service First Mortgage I provide clients with "Service Beyond Your Expectations My clients enjoy the added benefits of receiving my Home Buyers Privileges program and Preferred Buyer Status. My dedication to serving my clients best interest affords me the gratification of knowing I will always have clients and friends for life.
  • Parkmont Lending
  • 2340 Justin Rd, Suite 206, Highland Village, TX, 75077
  • At Parkmont Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Lexco Lending LLC
  • 935 West Exchange Parkway, Suite 200, Allen, TX, 75013
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide digital home loans to our clients while providing them with the lowest interest rates and closing costs at industry leading turn times. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Meru Lending LLC
  • 7800 Preston Road, Suite 111, Plano, TX, 75024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.