As determined for 2026, the FHA loan limits within Jones county of Oklahoma, OK are established as $472,030 for single-family residences, scaling upward to $604,400 for duplexes, $730,525 for triplexes, and $907,900 for properties with four units.
The conventional loan amounts have a cap of $726,200 for single-home purchases, adjust to $929,850 for two-unit properties, extend to $1,123,900 for three-unit homes, and $1,396,800 for four-unit buildings.
Check today’s FHA rates and assess the downpayment, income, credit requirements, reserves, and documents needed with our FHA calculator. It provides a comprehensive view to help you qualify.
The Lendersa® calculator allows comparisons of FHA loans against other lending options. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a comprehensive way to assess and explore what’s available for you.
Lendersa® aggregates and analyzes extensive loan data from thousands of lending entities, tailoring it swiftly to match your personal financial profile and specifications.
The Loan Limits Comparison Table for 2026 provides insight into the maximum loan amounts across various options in Jones county of Oklahoma, OK: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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