For the year 2025, the FHA loan limit in the county of Klamath, within Altamont, OR, is established at $472,030 for a single-family house. Two-unit properties carry a limit of $604,400, three-unit dwellings have a cap of $730,525, and four-unit buildings can secure up to $907,900.
In terms of conventional loans, the maximum loan amount for a single-family residence is $726,200. For homes with two units, the limit is $929,850; three-unit residences have a cap of $1,123,900, and four-unit properties are limited to $1,396,800.
Utilize our FHA calculator to unveil today’s top FHA rates, helping you discern the necessary downpayment, income requirements, credit, reserves, and documentation needed for approval.
With the Lendersa® calculator, you can juxtapose FHA rates and terms with those offered by other loan programs. Explore Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® quickly retrieves loan program information from numerous lenders, matching it against your individual financial profile and needs instantaneously.
The Loan Limits Comparison Table for 2025 in Altamont county of Klamath, OR helps compare the maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money financing. To delve into qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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