For 2026, in the county of Eagle-Point, Jackson, OR, the FHA loan limits are set at $356,500 for a single-family dwelling, $456,350 for properties with two units, $551,650 for three-unit homes, and $685,550 for four units.
Conventional loans reach a maximum amount for single-family residences at $548,250, while two-unit residences can be funded up to $702,000, three-unit homes up to $848,500, and four-unit homes up to $1,054,500.
Our FHA calculator lets you explore current FHA rate offerings and evaluate necessary down payments, income levels, credit requirements, reserves, and documentation for loan qualification.
Lendersa® offers a calculator that compares the FHA rates and conditions with those of other loan options, including conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans.
By accessing extensive loan program data from many lenders, Lendersa® quickly matches them with your financial profile and specific need to deliver personalized comparisons.
Explore the Loan Limits Comparison Table for 2026 in Eagle-Point county, Jackson, OR. Compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. For qualification requirements like income, reserves, and credit criteria, refer to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,200 | $285,200 | $285,200 | $285,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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