For 2026, within the boundaries of Brookings in Curry County, OR, the FHA loan limit is set at $472,030 for single-family homes. If you're looking into a 2-unit dwelling, the limit increases to $604,400. For 3-unit buildings, it goes up to $730,525, and for residences accommodating 4 units, the limit peaks at $907,900.
Regarding conventional loans, the highest loan amounts are $726,200 for single-unit homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit properties.
Take advantage of our FHA calculator to find the best FHA rates available today, along with assessing the required downpayment, anticipated income, credit status, reserve funds, and requisite documents for qualification.
Using the Lendersa® calculator, you can evaluate and contrast FHA rates and terms with other loan program options. This covers a variety of loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans compared to FHA.
Gathering loan program data instantaneously from thousands of lenders, Lendersa® delivers comparisons perfectly aligned to your unique financial profile and needs.
For the 2026 period, the Loan Limits Comparison Table for Brookings, Curry, OR, provides a clear contrast of maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification standards related to Income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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