In 2026, the FHA loan limits for Grants-Pass county, in Josephine, OR, are as follows: $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.
The maximum loan amounts for conventional loans on single-family residences are $548,250, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for fourplexes.
Utilize our FHA calculator to discover today's best FHA rates and calculate the required downpayment, income level, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of all other loan programs. Look into various options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA possibilities.
By retrieving program data from thousands of lenders, Lendersa® provides instantaneous comparison aligned with your custom financial profile and specific needs.
Our Loan Limits Comparison Table for 2026 in Grants-Pass county of Josephine, OR, allows you to compare maximum loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualification requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
