For the year 2025, within the county of Josephine, located in Redwood, OR, the FHA loan limits are specified as follows: $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for buildings with four units.
When it comes to conventional loans, the top amount for a single-family residence is $726,200. For houses with two units, the cap is $929,850, for three-unit homes $1,123,900, and for properties with four units $1,396,800.
Take advantage of our FHA calculator to view today's leading FHA rates and determine the required down payment, income, credit score, reserves, and documentation for qualification.
By using the Lendersa® calculator, you can compare the rates and terms of FHA loans with those offered by other loan options. Investigate and contrast alternatives such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, all against FHA loans.
Lendersa® compiles loan program data from thousands of lenders and performs swift comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Redwood county of Josephine, OR provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to examine qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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