For 2026, the FHA loan limits in King-City county, Washington, OR are set at $517,500 for a single-family home, $662,500 for 2-unit properties, $800,800 for 3-units, and $995,200 for 4-units.
Conventional loans have maximum amounts set at $548,250 for a single-family residence, $702,000 for two-unit homes, $848,500 for three-units, and $1,054,500 for four-unit residences.
Use our FHA calculator to access today’s FHA top rates and understand the required down payment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator allows FHA rates and terms comparison with other loan programs, including conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans.
Drawing from the data of thousands of lenders, Lendersa® rapidly aligns this information with your financial profile and personal needs.
The Loan Limits Comparison Table for 2026 in King-City county of Washington, OR, lets you compare maximum loan amounts for various products such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $414,000 | $414,000 | $414,000 | $414,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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