The FHA loan limits for the year 2026 in Metzger, which is part of Washington, OR, are outlined as: $672,750 for a single-family home, $861,250 for duplexes, $1,041,050 for three-unit residences, and $1,293,750 for properties with four units.
As for conventional loans, the maximum allowable amount for single-family homes is $726,200, while for two-unit structures it is $929,850, for three units it is $1,123,900, and for four-unit dwellings it is $1,396,800.
Our FHA calculator can assist you in finding today's top FHA rates and evaluating necessary qualifications like down payment, income requirements, credit assessment, reserves, and documentation.
The Lendersa® calculator helps you contrast FHA rates and terms with those offered by other loan programs. You can explore various loan plans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with an FHA backdrop.
By sourcing data from thousands of lenders, Lendersa® can swiftly match this information to your individual financial needs and profile in seconds.
For 2026, the Loan Limits Comparison Table for Metzger in Washington, OR details maximum limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into specific qualification requirements like income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $672,750 | $861,250 | $1,041,050 | $1,293,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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