For the year 2026, the FHA loan limit designated for the county of Clackamas, which includes Damascus in the state of OR, is set at $672,750 for single-family residences. If you're considering homes with two units, the limit reaches $861,250. For three-unit accommodations, the limit expands to $1,041,050, and for four-unit dwellings, it extends up to $1,293,750.
When it comes to conventional loans, the cap for a single-family home is stipulated at $726,200. This increases to $929,850 for properties with two units, escalates to $1,123,900 for homes featuring three units, and culminates at $1,396,800 for four-unit domiciles.
To discover the best FHA rates available today, make use of our FHA calculator. This tool assists not only in discerning current rates but also in determining the necessary down payment, gauging income requirements, examining creditworthiness, identifying necessary reserves, and outlining the documents required for qualification.
Investigate and assess loan offers from an extensive assortment of 100 lenders to find the best match for your financing needs and objectives.
The Lendersa® calculator provides a comprehensive means to compare FHA rates and terms alongside all other loan program options. This includes a thorough exploration of various loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money alternatives, positioned against FHA loans, to allow for a well-rounded decision-making process.
Lendersa® gathers an extensive amount of loan program data from thousands of financial institutions and lenders. It then performs rapid comparisons tailored to your distinct financial circumstances and personal needs in a matter of seconds, providing an edge in making informed decisions.
Refer to the Loan Limits Comparison Table for 2026, pertinent to Damascus within Clackamas, OR. This comparison provides clarity on maximum loan thresholds across several categories, such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Additionally, to better understand qualification criteria such as income benchmarks, required reserves, and credit expectations, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™). This sophisticated tool is designed to give you the requisite insight essential for selecting the most suitable loan product.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $672,750 | $861,250 | $1,041,050 | $1,293,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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