In 2026, the FHA loan limits in Gladstone, within the county of Clackamas, OR, stand at $672,750 for a single-family home. For two-unit properties, it's $861,250; for three-unit homes, the limit is $1,041,050; and for four units, it is $1,293,750.
The highest loan amount allowed for conventional loans on a single-family residence is $726,200. For two units, the limit is $929,850; three-unit residences can reach $1,123,900; and the maximum for four units is $1,396,800.
Make use of our FHA calculator to find today’s best FHA rates, and to establish requirements such as downpayment, income bracket, credit score, reserves, and necessary documents for eligibility.
The Lendersa® calculator enables comparison of FHA rates and terms with various other loan program offerings. This includes analysis of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA options.
Lendersa® swiftly collects loan program data from an extensive network of lenders, effectively aligning it with your tailored financial profile and requirements.
Utilize the Loan Limits Comparison Table for 2026 in Gladstone, Clackamas, OR, for comprehensive comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate qualification standards like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $672,750 | $861,250 | $1,041,050 | $1,293,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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