In 2026, the FHA loan limit within Happy-Valley county of Clackamas, OR, is set at $517,500 for single-family homes. For two-unit properties, the limit is $662,500; for three-unit residences, it increases to $800,800; and for four-unit properties, it reaches $995,200.
The highest loan amount for conventional loans on a single-family home is $548,250. For two-units, the maximum is $702,000, for three-units, it's $848,500, and for four-units, it caps at $1,054,500.
Using our FHA calculator, you can find today’s top FHA rates and determine the required downpayment, as well as the income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator grants you the capability to compare FHA rates and terms against those of all other loan programs. Consider Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans as you compare them with FHA options.
Lendersa® collects loan program data from a myriad of lenders, quickly comparing it against your unique financial profile and needs.
Access the Loan Limits Comparison Table for 2026 in Happy-Valley county of Clackamas, OR. This table allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed qualification criteria like income, reserves, and credit score, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $414,000 | $414,000 | $414,000 | $414,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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