For 2026, the FHA loan limits in Bend county of Deschutes, OR, are as follows: $690,000 for a single-family home, $883,300 for two-unit properties, $1,067,750 for three units, and $1,326,950 for four units.
The highest loan amounts for conventional loans on a single-family home are $726,200, followed by $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to uncover today’s best FHA rates, and check the requirements for downpayment, income, credit, reserves, and the documents needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those from all other loan programs. Dive into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA options.
Sourcing data from thousands of lenders, Lendersa® swiftly matches this data with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 situated in Bend county of Deschutes, OR, offers a side-by-side comparison of the maximum available loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification particulars such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $455,400 | $455,400 | $455,400 | $455,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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