For 2026, the FHA loan limit in Deschutes-River-Woods county of Deschutes, OR, is set at $460,000 for single-family homes, $588,850 for two-units, $711,800 for three-units, and $884,600 for four-units.
The maximum conventional loan on a single-family residence is $548,250, with $702,000 allowed for two units, $848,500 for three units, and $1,054,500 for four units.
Utilize our FHA calculator to check today's top FHA rates and determine down payment, income, credit, reserves, and documents necessary for qualification.
Compare the FHA rates and terms with other programs using the Lendersa® calculator, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collates data from thousands of lenders, swiftly comparing these against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Deschutes-River-Woods county of Deschutes, OR, lets you compare max loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For evaluating qualification like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $460,000 | $588,850 | $711,800 | $884,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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